Regiane Filizola, Your Financing Specialist, Turns Bank Refusals into Opportunities. From Dream to Reality, Discover the Best Financing Options for Your Dream Home.
Agent Level 1 Licence number M24000190
At Just Mortgages Shop, we believe in making the mortgage financing process a hassle-free experience. Our team of specialized Mortgage Agents is ready to provide personalized guidance at every step, increasing your chances of success.
Rely on our expertise, exclusive flexibility through our partnership with 8Twelve, and free consultancy funded by direct commissions from banks/financial institutions.
We guarantee a more favorable route, simplifying the path to homeownership and empowering you with the necessary knowledge to make informed decisions. Connect with us at Just Mortgages Shop and turn your dream of mortgage financing into reality.
Agent Level 1 Licence number M24000190
Hello! I’m Regiane Filizola, Mortgage Agent Level 1, and I’m here to make your dream of owning a home in Canada come true. As a specialist in real estate financing, I lead Just Mortgages Shop, our own office with a solid partnership with 8Twelve Mortgage Brokerage.
This collaboration provides us access to a wide range of financing options, including major banks such as TD and Scotiabank, as well as more flexible alternative institutions, especially for approving newcomers and self-employed individuals.
My mission is to fulfill your dreams, particularly by assisting the Brazilian community in Canada in securing financing for their own homes. I understand the unique challenges of moving to a new country, as I have gone through this process myself.
At Just Mortgages Shop, I will guide you through every step, explaining everything in Portuguese and paving the way for you to realize your dream of owning your own property in Canada. Count on my experience and dedication to make this real estate journey more accessible, reaching the coveted home you desire.
Agent Level 1 Licence number M24000190
Before embarking on your buying journey, pre-approval is the crucial first step. Discover how it can open doors and provide a solid foundation for financing your new home.
The down payment is more than a financial requirement; it's an investment in your real estate future. Explore options and discover how it can positively impact your journey to homeownership.
Credit score plays a crucial role in securing favorable terms. Learn why a score above 680 can open doors to better financing opportunities.
Closing costs are an integral part of the process. Explore what these costs entail and how to be prepared to ensure a smooth transaction conclusion.
Property appraisal goes beyond the nominal value. Understand why this step is crucial to ensure you are making a solid investment.
Home inspection is a crucial safeguard. Discover how this step can ensure that your new home meets expectations and desired standards.
Home insurance is more than a formality; it is a safeguard to protect your investment. Explore the importance of this coverage for a smooth real estate experience.
Discover a unique experience in the search for your new home, supported by a team of dedicated experts, including a Realtor, Mortgage Agent (Regiane Filizola/Just Mortgages Shop), and Lawyer. As your Mortgage Agent, I lead efficient coordination among these professionals, ensuring a smooth and successful journey in property purchase. With personal commitment, total transparency, and extensive experience, we eliminate concerns throughout essential stages, from pre-approval to property appraisal. Connect with us and make your real estate journey exciting and fulfilling.
Agent Level 1 Licence number M24000190
At Just Mortgages, we are defined by our personal commitment, complete transparency, constant innovation, empathy and respect, and unwavering integrity. These are the foundations that guide our actions and commitments, ensuring excellence in every interaction.
At Just Mortgages Shop, we are guided by personal commitment, complete transparency, constant innovation, empathy and respect, and unwavering integrity. These core principles guide every action and commitment we make, ensuring an experience marked by excellence in every interaction.
At Just Mortgages Shop, we envision a future where everyone achieves homeownership seamlessly. With innovative leadership, transparency, and excellence, we build thriving communities, easing the path to property ownership. We are the trusted choice for realizing real estate dreams.
We are partners with 8Twelve Mortgages, providing us access to a wide variety of resources and financing options. This robust partnership strengthens our ability to offer the best rates and personalized financial solutions to our clients.
Agent Level 1 Licence number M24000190
Brazilians and newcomers in Canada
Canadians Seeking Flexible Financing and Refinancing Options
International Vision Property Investors
Canadian Residents Planning for the Future
Families in Transition in Need of Debt Consolidation or Home Equity Take Out
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Frequently Questions
Regiane is a Brazilian-Canadian who has been living in Canada for 23 years. Not only did she manage to purchase her own home, but she also successfully acquired eight additional properties for investment purposes (long-term rentals and Airbnbs). With extensive experience in financing, Regiane is licensed to work as a Mortgage Agent. She is offering free, specialized guidance in Portuguese, providing tailored solutions to make real estate financing in Canada more accessible for Brazilians.
Offering assistance in Portuguese undoubtedly makes it easier for clients to understand the financing process and address any concerns.
As a Mortgage Agent, Regiane has access to numerous financing options, greater flexibility with required documentation, and an increased likelihood of approval. We have access to a wide range of banks, alternative financial institutions, and private financing. With our expertise and commitment to excellence in our services, we can simplify the residential financing process.
A mortgage is similar to a hipoteca, which is a loan made with the purpose of financing real estate.
If you already own your own home and are looking to invest in properties for long-term rentals or Airbnb-type arrangements, we have access to various financing options that take into consideration up to 80% of the income the new property will generate. This greatly assists in the approval process, making it possible to purchase the property and providing you with the opportunity to increase your assets, generating wealth over time.
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Agent Level 1 Licence number M24000190